business
‘I was refused credit - so we bought our house unseen on one salary’

As an American with no credit history, Caitlin Bartram was not allowed to have a UK mortgage. So she and her husband had to think outside the box
I was denied a mortgage in the UK because I had no credit history here — as far as the lenders were concerned I may as well not have existed. We were relocating for my husband’s new job in England. Needing to buy our home on his salary alone meant re... [3850 chars]
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