Apple Card Savings customers are earning less again as the account's annual percentage yield falls to a new low of 3.4%, extending a series of rate cuts that have reduced returns for savers. Apple Savings APY lowering again Customer notifications show the annual percentage yield has fallen from 3.5% to 3.4%, marking the latest reduction for the savings account. Users began reporting notifications of the change on June 4, adding another entry to the growing list of rate cuts affecting Apple Card